Preventing pest infestations is easier and cheaper than eradicating one. Here are three things you should be doing to keep your rental property pest free.

1. Regular visits and inspections

Inspect your rental properties at least yearly. Monitor the condition of the interiors and check for any entry points pests might use. If there is an outdoor area, ensure the vegetation is well-maintained, and you can’t see pest droppings on the ground. Tidiness and cleanliness are great pest-deterrents, and a landlord’s visit often results in the tenants doing a deep clean. If the area is prone to pest infestations or you have had issues with that property before, consider bringing a pest control specialist with you on these visits.

2. Pest prevention education

When signing the lease, talk to the tenants about their responsibilities and how they can avoid pest infestations. Forming a genuine connection during a face-to-face conversation helps them feel responsible for the property they live in, which can encourage tenants to take better care of the rental. When a new occupant moves in, it is the perfect time to go over scenarios in which they will be held accountable for any pest control cost incurred and which actions are to be avoided as they attract common pests.

3. Preventative pest control spraying

Don’t leave seasonal pest control up to the tenant. It might not get done at all or not to your satisfaction. Protecting your property from any serious damage caused by invasive pests is in your best interest. Put an agreement in place with your local pest control experts to regularly visit your property and prevent any pest invasion from developing. If you are working with or considering hiring a property managing agency, ask them what type of pest control they do. A small recurring expense can result in significant savings down the line.

Source: hawxpestcontrol.com

As moving season heats up across the United States, renters should take key steps to help protect their home and family. Smoke alarms help provide an early warning in the event of a fire emergency. However, a significant percentage of renters claim not to have a smoke alarm in their home or test their alarms regularly.

Residential rental property owners and their tenants share the responsibility to ensure adequate protection against the threats of smoke and fire. Smoke alarms are widely required across housing types in the United States, and many jurisdictions further require carbon monoxide alarms. Working together, property owners and tenants may establish regular maintenance like battery replacement and equipment testing schedules to help reduce risk.

Signing a new lease or renewing a current one is an opportune time for property owners and tenants to take inventory of their alarms and make sure they are working properly, and to ensure tenants know what to do in case of an emergency.

Below are some fire safety tips for renters and property owners to help guide discussions between property owners and tenants, ultimately ensuring that both parties are ready for the unexpected:

1. Every level, every bedroom

The National Fire Protection Association (NFPA) recommends that smoke alarms be installed on every level of the home, including the basement, and inside each bedroom. It's also important to keep CO in mind. CO is a colorless, odorless and tasteless gas that can be potentially poisonous. The only way to detect a CO leak is with working CO alarms, which should be installed on every level and near all sleeping areas.

2. Test and maintain

Once alarms are installed, an important fire safety tip for renters and property owners is to maintain them by testing them regularly and replacing the batteries at least every six months. For a battery that lasts the life of the alarm and for convenient protection, install 10-year sealed battery alarms. 10-Year sealed battery alarms eliminate the need to replace the batteries and late-night battery chirps for a decade.

3. Alarms don't last forever

Be sure to replace outdated units. If you cannot remember the last time you installed an alarm, chances are, it's time to replace it. Alarms are on duty 24/7 and need to be replaced every 10 years.

4. P.A.S.S. the fire extinguisher

Beyond alarms, having fire extinguishers – and knowing how to use them – is an important fire safety tip for renters to help maintain a safe residence. When you need to act quickly, a simple way to remember how to use a fire extinguisher is with the acronym P.A.S.S. Simply pull the pin, aim the nozzle at the base of the fire, squeeze the trigger and sweep from side to side. Place fire extinguishers in common areas such as the kitchen, the garage and on every level of the home. Once your home is properly equipped, check to make sure that they're in working condition and are not damaged, dented or rusted.

Properly installed and regularly maintained fire safety equipment is key to maintaining a safe household.

Source: firstalert.com

Traditional First Valentine's Day Date Ideas

Making new traditions is one of the sweetest things to do with your new boo. But, since you're still getting to know each other, you may feel unsure about what they'd enjoy the most. The best way to find out is to ask them, but if they aren't sure, a traditional romantic date will do the trick!

If you need help deciding what to do, try a traditional romantic idea—and look for ways to add a personal touch.

Go out for a fancy dinner together. Ask what fancy restaurant they love and make reservations well in advance. Dressing up, sharing a fancy bottle of wine, and chatting in a beautiful setting is always memorable and exciting. Spend the weekend away. Plan a getaway at a fancy hotel or bed and breakfast. Order room service, sneak in early to sprinkle some rose petals on the bed, and pack a special card and gift.

Go to a romantic spot & exchange gifts. Whether in a restaurant, a beautiful overlook, or a park, you can enjoy each other's company in a lovely

Romantic First Valentine's Day Date Ideas

The most romantic first Valentine's Day dates blend silly, sweet, and sexy moments. So, if you want to up the ante, find a way to combine playful and endearing moments that will fan the flame of your love.

Enjoy a romantic game together. Purchase a fun card game for couples—some focus on getting to know each other more, and others are more adventurous bedroom games.

Two words: couples' massage. Hit the spa together and experience a couple's massage. Try to find a hotel with a spa package so you can enjoy some calming, romantic time together—and you don't have to hurry home!

Play with puppies at the SPCA. And maybe adopt one? If your S.O. loves animals, visit the animal shelter to play with the dogs or cats. (Just be prepared to potentially bring a new pet home.)

Source: setting.lovepop.com

Depending on your vehicle and the position of your mirrors, it may not be possible to completely eliminate blind spots. There are steps you can take to help reduce the risk of an accident, however.

Adjust Your Mirrors

When you slide behind the wheel, ensure that your mirrors are correctly positioned. If you’re driving in a rental car, or someone has adjusted your mirrors, perform the following steps before you start driving.

• Move the rear view mirror until you have the best view directly behind your vehicle. You should make the adjustments with your head in its usual driving position.
• Lean your head across until it’s against your driver’s side window. Adjust the driver’s side mirror until you see the side of your car. When you sit back in a normal position, you should not be able to see any of your car’s bodywork in the mirror. You need to be able to see other cars, not your own.
• Now lean the other way until your head is in the center of the car, in line with the middle of the rear view mirror. Adjust the passenger’s side mirror until you can see the side of your vehicle. When you sit back in your normal position, you should not be able to see any of the car’s bodywork in the mirror.
• Your mirrors are now in the optimum position. You may still have a small blind spot, but it will be much smaller than if your mirrors were set up incorrectly.

Some modern cars now have what is known as mirror memory. It allows you to position your mirrors perfectly, and then save their position into the car’s memory. You can then return your mirrors to the exact same position with a push of the button.

This is particularly useful if you share your car with someone else who requires the mirrors to be in different positions.

Know Your Blind Spot

Once you have your mirrors set up to the correct position, you may still find that you have a small blind spot.

Learn exactly where your blind spot is, and how big it is. This will make you safer when on the roads because you’ll know the area that you need to watch.

The easiest way to find the size and position of your blind spot is to get out on the road. In your rear view mirror, find a car that is behind you, but is in the process of passing you. Watch it in your rear view mirror as it approaches and notice when it enters the view from your side mirrors.

You should be able to determine the exact point at which it disappears from both your rear view and your side mirrors. Now count seconds in your head until you see the car in your peripheral vision. This should be no more than one or two seconds, provided that the car is not passing you at almost the same speed you are traveling.

Try this a few times and determine the longest amount of time that any vehicle remains in your blind spot.

Wait to Pull Out

Now that you know how long vehicles are typically in your blind spot, you can reduce your risk of an accident by waiting for at least this long before changing lanes.

For example, if you notice that cars tend to be in your blind spot for two seconds at most, then when it comes time to change lanes, check both your rear view and side mirrors. If you don’t see anything, wait another two seconds before you pull out. This should give enough time for any cars that were in your blind spot to become visible again.

We always advise taking plenty of time to make your move into the next lane.

Look Over Your Shoulder

Another technique when dealing with blind spots while driving is to look over your shoulder.

If you cannot see a car in your mirrors, you should still be able to see it through the side windows. Because of the position of the most common blind spots, you will need to look over your left shoulder to do this.

Keep in mind that while looking back may reduce the risk of a blind spot accident, it could increase your risk of hitting the car in front. Always be aware of your surroundings. If you are in tight traffic, stay safe by being selective when looking over your shoulder.

Use Technology

As mentioned earlier, well as thinking about your own blind spot, you should also and take into account the blind spots of other drivers. They may not be so aware of the problem as you now are, and they may try to pull out when you are driving in their blind spot.

If you are passing another car, avoid matching their speed too closely. This will cause you to remain in their blind spot for longer than if you were passing them more quickly. The less time you can spend in their blind spot the better.

Also take into account the blind spots of vehicles that cannot see directly behind them, such as large trucks, tractor trailers, big rigs or station wagons that are full right up to the roof. These drivers will only be able to see you in their side mirrors, so if you are too close behind them, you will be in a large blind spot.

They may brake suddenly, not realizing you are there. If you are traveling close behind them, you will have little time to avoid a collision.

Source: drivesafeonline.org

Dear EZDriveMA Customer,

The Massachusetts Department of Transportation (MassDOT) was alerted that a text message-based scam, also known as smishing, is fraudulently claiming to represent tolling agencies from across the country. The scammers are claiming to represent the tolling agency and requesting payment for unpaid tolls.

MassDOT urges customers to be cautious about email, text, and phone scams demanding payment of outstanding toll balances. Some attempts have been made to trick customers into sharing credit card numbers and other sensitive information by directing them to a website to pay their outstanding balances. MassDOT strongly encourages customers not to click the link contained in those messages.

Please Note: The targeted phone numbers seem to be chosen at random and are not uniquely associated with an account or usage of toll roads.

Customers who receive an unsolicited text, email, or similar message suggesting it is from EZDriveMA or another toll agency should not click on the link.

EZDriveMA customers can verify a valid text notification in several ways:

• EZDriveMA will never send invoices by text
• EZDriveMA will never request payment by text
• All links associated with EZDriveMA will include www.EZDriveMA.com

This smishing scam is part of a series of smishing scams that the FBI is aware of: https://www.ic3.gov/PSA/2024/PSA240412

The FBI recommends individuals that receive the fraudulent messages do the following:

1. File a complaint with the IC3, https://www.ic3.gov/, be sure to include:

• The phone number from where the text originated.
• The website listed within the text

2. Check your account using the toll service's legitimate website.

3. Contact the toll service's customer service phone number.

4. Delete any smishing texts received.

5. If you clicked any link or provided your information, take efforts to secure your personal information and financial accounts. Dispute any unfamiliar charges.

We encourage all customers to stay alert to these types of scams and to contact us at https://www.ezdrivema.com/ with any questions about EZDriveMA notifications.

Rideshare. It's a wildly popular and relatively new industry that's changing the way we think about transportation. Millions of people have become rideshare drivers, and even more have used their incredibly convenient services.

Here's one way to illustrate its astronomical impact: If you add up all the Uber® trips taken in the past five years, the total distance covered is enough for a round trip to Saturn. Add this with the miles covered by Lyft™⚹ and other companies, and it's easy to see that the rideshare industry is really going places (to say the least!)

The rideshare industry provides flexible work options that are appealing to many. If you have the right vehicle, a driver's license, a relatively clean driving record, a smartphone and customer service skills, you have the potential to be a driver. Of course, no matter how long you've worked in ridesharing, there's always more you can learn about being an efficient, safe and successful driver. That's why I've put together a list of five tips every rideshare driver should know:

1. Drive with a plan

As a rideshare driver, you have the benefit of setting your own schedule. Instead of deciding to go out on a whim, be strategic: set income goals, commit to a certain amount of hours per week and prepare a plan to optimize your driving time. Make sure you're aware of traffic patterns, surge price opportunities and other details about your area, like road conditions, airport demand and local event info. Know that early mornings and late nights are generally busy times for different reasons, and if driving in heavy traffic overwhelms you, avoid rush hours. Lastly, always be prepared with a full tank of gas, and bring snacks so you don't have to make unnecessary stops for food.

2. Invest in your phone

Obviously, your phone is an essential tool for being a rideshare driver. It connects you with customers via ridesharing apps, provides a GPS system and offers countless other resources. Running rideshare apps and a GPS nonstop can drain your battery, so make sure you always have a phone charger. A dead battery equals a dead business! A phone mount is also an important investment—it will help you more safely view your GPS while maintaining full visibility of the road.

3. Keep your vehicle squeaky clean

Your customers expect professionalism. Maintaining a clean vehicle, inside and out, is a simple way to give your customers the comfort of knowing they're riding with a professional. Get regular car washes, vacuum the interior and pick up any trash that's left behind after each ride.

4. Take action if you feel unsafe

If for any reason a customer makes you feel unsafe, end the ride. Park in a populated, well-lit area, and let the customer know that you are cancelling the ride. If you believe you are in a truly dangerous situation, call 911. Afterwards, be sure to notify your rideshare company and follow its reporting procedure.

5. Get rideshare insurance coverage

A recent survey of nearly 1,000 rideshare drivers found that more than 90 percent don't have a rideshare-friendly insurance policy. Many drivers may think they're already covered by their personal auto policy, but most are not. Generally, a personal auto policy isn't designed to provide you with coverage when you are working as a rideshare driver.

You may think, "Doesn't the rideshare company's insurance policy cover me when I'm working?" Well, if the rideshare company's policy does provide coverage, you may not have coverage for the time between logging into the company's app and getting matched with a rider. This means you could end up having to pay for damages out of your own pocket in the event of a claim.

To avoid a coverage gap, talk with an insurance agent who has experience insuring rideshare drivers. They can help you find a policy that meets your state's coverage requirements and that helps protect you every time you're on the road.

Overall, always make safety your number one priority. Be patient and learn through experience. Reflect on what works for you and what doesn't. Soon you'll find your rhythm and excel in your role as a rideshare driver!

Source: foremost.com

Talk to your vet about medications your pet might need for travel, such as to reduce anxiety or travel sickness symptoms. Test them on your pet in advance, to ensure that your pet doesn't suffer any adverse side effects.

Traveling with Your Pet by Car

• All cats should be in a crate or carrier.
• Dogs can be either in a crate or carrier, or restrained in a special harness that attaches to the seat belt. If you use a pet barrier in the back seat or deck of your SUV, be sure it is sturdy and firmly attached so it does not collapse on your pet.
• Never allow your pet to ride in the front passenger seat (especially one that is airbag equipped).
• Never let your pet out of the car without proper restraint.
• Don’t allow your pet to ride with their head out the window; they could get hurt by flying debris.
• Never leave your pet alone in a parked car. He or she will be vulnerable to heat stroke or theft.
• If you are traveling out of town, stop regularly so that your pet can stretch his legs and have a drink of water.

Traveling with Your Pet on an Airplane

• Know that last minute air travel with pets is not always possible, and each airline and destination may have its own regulations, including for vaccinations and quarantine.
• If your pet is small, you may be able to carry him or her onboard with you (in a crate—check airline rules).
• If your pet must travel in the luggage or cargo area: a) take a direct flight; b) travel on the same flight as your pet; c) don't travel when temperatures are above 85 degrees Fahrenheit or below 45 degrees Fahrenheit; and d) ask to watch your pet being loaded and unloaded.
• Notify the captain and at least one flight attendant that your pet is in the cargo area.
• If the plane has to taxi for a long time, ask that a temperature check be taken on the cargo area. Pets have been harmed because cargo area temperatures got too hot or too cold while the airplane taxied.

Source: redcross.org

Happy New Year! Thank you for choosing Lallis & Higgins Insurance and putting your trust in our service, we enjoy serving clients like you and hope to serve you again in 2025.

As this year comes to a close, we want to take this opportunity to send warm wishes to you and your family. We hope your New Year is filled with the warmth of family and an abundance of happiness and health.

Our valued customers and clients have been the backbone of our success. We hope you enjoyed 2024 and we wish for you an even better and refreshed new year. Here's to a New Year that is as amazing as you are.

As the holiday season approaches, we want to extend our warmest wishes to you and your families. We hope you and your loved ones have a joyous holiday season filled with warmth and happiness, food, laughter, and beautiful memories. Thank you for your unwavering commitment and support throughout the year. Here’s to a fantastic holiday season, may this special time be filled with joy, laughter, and cherished memories!

Yes, it’s been said, many times, many ways, but we still mean it just as much! Merry Christmas and Happy Hanukkah, we appreciate your business and look forward to being your provider in the new year!

Nothing quite creates a winter holiday ambiance as well as a log in the fireplace and family gathered around to bask in its warmth and glow. Of course, playing with or near fire is dangerous for children, so please remember these tips from the AAP before you light your hearth.

• If possible, keep a window cracked open while the fire is burning.
• Be certain the damper or flue is open before starting a fire. Keeping the damper or flue open until the fire is out will draw smoke out of the house. The damper can be checked by looking up into the chimney with a flashlight or mirror. Do not close the damper until the embers have completely stopped burning.
• Use dry and well-aged wood. Wet or green wood causes more smoke and contributes to soot buildup in the chimney. Dried wood burns with less smoke and burns more evenly.
• Smaller pieces of wood placed on a grate burn faster and produce less smoke.
• Clean out ashes from previous fires. Levels of ash at the base of the fireplace should be kept to 1 inch or less because a thicker layer restricts the air supply to logs, resulting in more smoke.
• The chimney should be checked annually by a professional.
• Even if the chimney is not due for cleaning, it is important to check for animal nests or other blockages that could prevent smoke from escaping.
• Minimize your child's chance of burns from the hot glass front of some fireplaces, including gas fireplaces. Safety screens can be installed to reduce the risk of burns.
• Make sure the area around the fireplace is clear of anything that is potentially flammable (ie: furniture, drapes, newspapers, books, etc.). If these items get too close to the fireplace, they could catch fire.
• Never leave a fire in the fireplace unattended. Make sure it is completely out before going to bed or leaving the house. If you leave the room while the fire is burning or the fireplace is still hot, take your small child with you.
• Put fireplace tools and accessories out of a young child's reach. Also, remove any lighters and matches.
• Install both smoke and carbon monoxide detectors. Test them monthly and change the batteries at least once a year.
• Keep a fire extinguisher on hand.
• Talk with children as early as possible the dangers of fires and the heat coming from them.

Have a wonderful and safe holiday season from Lallis & Higgins Insurance.

Source: healthychildren.org